Commercial Mortgages - Oshawa Mortgage Intelligence

Commercial Mortgages - Oshawa Mortgage Intelligence

Commercial Mortgages
We’re proud to say that Kelly Kozar, our Senior Mortgage Agent is well versed in Commercial Mortgages. Kelly has completed her Commercial Mortgage course and built sound relationships with a number of excellent Lenders.

When looking for a Commercial Mortgage, it’s important to know that the approval is based on quality of the Real estate, Location of the building and the Income that is generated.

Lenders want to see that a borrower looking for a Commercial Mortgage shows financial maturity by way of good credit and they must demonstrate that they have a strong down payment. Unlike residential lending, 25-35% down payment is the norm. There may be opportunity to add a second mortgage if all funds are not available from the borrower, but that is approved on a case-by-case basis.

Many self-employed individuals reach a point when they want to own a building for their business. Having a Mortgage Broker who understands your business is key to finding the right mortgage. Often, Commercial mortgages are arranged when Investment/Rental Real Estate is being purchased. This is an area where Kelly has a great deal of experience.

In the commercial realm, it’s important to understand the process and to build relationships with the lenders that specialize in providing solutions to the borrowers. Kelly has developed her network so she can provide excellent rates and reasonable fees while bringing the right Commercial Mortgage to our clients.

When you think Commercial Mortgages….Think, Kelly Kozar of Mortgage Intelligence! We’re toll-free at 866-452-1100. Kelly provides commercial mortgages in Oshawa, Pickering, Whitby, Uxbridge, Port Perry, Bowmanville, Clarington, Ajax, and the Durham Region.

Download the Document Checklist

Testimonial:

As a Realtor there are times that my book of business has unique clients. Mortgage Intelligence is always on board for finding the right solution in the client's best interest. I recommend all my friends & family to Elfie and the team..... Thank you Mortgage Intelligence!! Christina P.S. I'm a client too!

Christina Arcangioli. Oshawa Realtor, Keller Williams