Commercial Mortgages for Real Estate in Oshawa
We’re proud to say that Kelly Kozar, our Senior Mortgage Agent is well versed in commercial mortgages. Kelly has completed her commercial mortgage course and built sound relationships with a number of excellent lenders.
When looking for a commercial mortgage, you need to know that the approval is based on quality of the real estate, the location of the building and the generated income.
Reliable Mortgage Brokers
Lenders want to see that a borrower shows financial maturity by way of good credit, and they must demonstrate that they have a strong down payment. Unlike residential lending, a 25-35% down payment is the norm. There may be opportunity to add a second mortgage if all funds are not available from the borrower, but that is approved on a case-by-case basis.
Many self-employed individuals reach a point when they want to own a building for their business. Having a mortgage broker who understands your business is key to finding the right mortgage. Often, commercial mortgages are arranged for investment and rental real estate situations. This is an area where Kelly has a great deal of experience.
How We Can Help
In the commercial realm, it’s important to understand the process and build relationships with the lenders that specialize in providing solutions to the borrowers. Kelly has developed her network so she can provide excellent rates and reasonable fees while providing the right commercial mortgage to our clients.
When you think about commercial mortgage, think, Kelly Kozar of Mortgage Intelligence! We’re toll-free at (866) 452-1100. Kelly provides commercial mortgages in Oshawa, Pickering, Whitby, Uxbridge, Port Perry, Bowmanville, Clarington, Ajax, and the Durham Region.
As a Realtor, there are times that my book of business has unique clients. Mortgage Intelligence is always on board for finding the right solution in the client’s best interest. I recommend all my friends & family to Elfie and the team..... Thank you Mortgage Intelligence!! Christina P.S. I’m a client too!