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Investment and Rental Mortgages in Oshawa

Real estate investing is more popular than ever. It is often the result of a major correction in the stock markets as we saw in 2008/2009 at the beginning of the last recession. Mortgage rules have changed dramatically as well with our government bringing down 4 separate rounds of tightening of mortgage lending guidelines since 2009.

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broker shaking hands with client

Purchase An Investment Or Rental Property

It was once possible to buy investment or rental real estate with no money down. That possibility no longer exists and 20% down is the minimum requirement for traditional lending.

Fortunately, mortgage brokers have relationships with many sub-prime sources and private lenders. It’s possible to purchase an investment or rental property with as little as 10% down through one of our private lenders. In order to keep risk to a minimum, the property must be in the GTA, and the investor must prove an impeccable credit management history.

broker going over documents with client

Reach Your Real Estate Investor Goal

We at Mortgage Intelligence offer investment and rental mortgages, which only require 10% down, in Oshawa, Uxbridge, Bowmanville, Port Perry, Ajax, Whitby, Clarington, Pickering, and the Durham Region. We do not suggest that this is available in the general marketplace. As with all private mortgages, you can expect to pay fees, but we will always disclose them to you at the earliest possible time. In addition, you are never obligated to go forward if the rate and fees are not acceptable to you.

When buying investment and Rental properties, mortgage brokers can provide you with greater choices in financing. We’re happy to share our knowledge and experience to show you how to reach your goal of being a real estate investor.


Call us at (866) 452-1100 to discuss your options.