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Mortgage Renewal Options in Oshawa

When buying a home, people shop aggressively for a mortgage to assure that they get the lowest interest rate. But did you know that 87% of Canadians simply sign the renewal documents when they arrive? One reason is they believe they must sign the paperwork without making changes. Another reason is they believe it’s a big undertaking to shop around for a better rate than they have been offered from their current bank or mortgage lender. Not so!

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The Right Mortgage For You

Your life has probably changed in the 5 years since getting your original mortgage. You should be getting advice about what is best for you now. Everyday new mortgages arrive on the market. The way we manage money has changed, and having the right mortgage at renewal can save you thousands of dollars in the coming years.

Mortgage brokers have access to more lenders and competitive rates than banks so why not give us a call and discuss your options. We help people mortgage renewals in Oshawa, Ajax, Whitby, and through Durham, Ontario. We’re toll-free at (800) 305-3308.

broker discussing mortgage with two clients

Renew Today

As a mortgage professional, I see it time and again when my clients bring in their renewal letter. The bank offers its loyal customers the posted rate. Yes, that’s true!

The loyal customers aren’t necessarily offered the same discount as the new clients that the bank wants to attract. Can this be fair? For them, it’s all about profit, not loyalty.

So when it’s time to renew your mortgage, start shopping around. It’s worth your time and it can literally save you thousands of dollars over the life of the mortgage. The process is simple, so why not investigate?


Let us get you better rate for your mortgage. Call today! (866) 452-1100